Author

Livabl

Author’s articles

3 strategies for bouncing back when your dream home offer is rejected by the seller

Livabl April 6, 2019

The process of submitting offers and taking part in bidding wars inevitably leads to rejection for some. Not every buyer can win, yet it still hurts when your offer isn’t the one.
A first-time homebuyer’s guide to a drama-free client and real estate agent relationship

Livabl April 3, 2019

In order for things to run as smoothly as possible, the client-agent relationship needs to be fully understood.
A first-time buyer’s guide to purchasing a home as a new immigrant to Canada

Livabl March 29, 2019

Establishing roots in a new community and a finding place to call home is important for new immigrants.
A first-time homebuyer’s guide to working with a mortgage broker

Livabl March 25, 2019

A broker assists a client during the mortgage application process to determine the best payment schedules, terms and other mortgage components for their needs, including the most competitive interest rate.
A first-time homebuyer’s guide to finding the right mortgage term and amortization period

Livabl March 20, 2019

Choosing the right mortgage term and amortization is a vital ingredient for a mortgage best-suited to your financial needs.
A first-time homebuyer’s guide to becoming a landlord

Livabl March 15, 2019

Becoming a small-scale landlord can look easy, but there’s more to it than collecting the rental cheques every month.
A first-time homebuyer’s guide to saving money while living with your parents

Livabl March 13, 2019

While there may be obvious drawbacks of cohabiting with parents again, those who live at home are set to substantially increase their savings if they remain disciplined.
A first-time homebuyer’s guide to avoiding the house poor trap

Livabl March 11, 2019

House poorness falls on a spectrum of intensity. For some, not having much financial wiggle room means no vacations or new cars. For others, it’s the difference between paying the mortgage and saving for retirement.
A first-time homebuyer’s guide to getting a loan from the Bank of Mom and Dad

Livabl March 1, 2019

Whether it’s $500 or $50,000, parents and adult children who are involved in home buying together need to get on the same page.
4 questions first-time homebuyers should ask before taking on mortgage debt

Livabl February 26, 2019

Reducing stress caused by mortgage debt can begin before your pre-approval, mortgage stress test or saving for your down payment.
A first-time homebuyer’s guide to building a healthy credit history for homeownership

Livabl February 21, 2019

If you have an icky credit history, or outstanding consumer debt, you’re not alone.
A first-time homebuyer’s guide to understanding Canada’s mortgage stress test

Livabl February 17, 2019

Even with years of financial planning, the dream of homeownership can quickly come crashing down if one cannot jump through the hoop that trips up first-time and repeat buyers alike: the mortgage stress test.
First-time buyer FOMO: 3 tips to keep you going when home-buying stress hits hard

Livabl February 11, 2019

One American study conducted in 2018 found that one-in-three homebuyers cried from stress at some point in the home-buying process.
Your guide to understanding Doug Ford’s major overhaul of Ontario’s rent control policies

Livabl February 6, 2019

By eliminating rent control on new units, the PC government hopes to increase unit supply by incentivising investors and encouraging developers to build.
5 essential finance tips that every first-time homebuyer should know

Livabl February 4, 2019

Financially preparing for homeownership can never happen too early.
These are the Alberta cities with the highest and lowest property-tax rates

Livabl October 11, 2018

Buyers often fail to consider all their carrying costs when looking at houses for sale — often, just the up-front costs, such purchase price, home inspection costs, renovations, legal fees and land transfer tax, are top-of-mind.